Our History

Founded by Thomas “Rick” Hughes, Capital Companies has a long standing tradition of professional, wealth building solutions for business owners. Drawing from his diverse experience, Rick founded a business that he knew fulfilled the immediate and long-term needs of his clients. During our company’s formative years, we were a general agency of products and services, for multiple insurers and third party administrators. As Capital Companies has grown, we’ve slowly mastered the ability to develop, implement and administrate our wide range of products and services..


Since our inception, Capital Companies’ original two branches have developed into multiple, specialized divisions, to accommodate our clients’ evolving businesses and needs.


Capital Automotive’s industry exclusive Flexible Consolidation Program, FlexPro, allows for steady growth and continuous success through the F&I departments of dealerships.


Capital Benefit Group fulfilled the insurance and employee benefit needs. Capital Benefits continues to offer innovative, effective solutions to an array of industries and businesses in a range of sizes.


Thus, our history has contributed to our ongoing motto:


Capital Solutions, Capital Success